25-year-old Medi Abalimba is accused of running up a bar bill of £5,000 in a Manchester night spot while claiming to be the Chelsea player over the weekend of June 14 and 15.
The Londoner is then alleged to have tried to to buy £20,000 worth of clothes a few weeks later, again in Manchester, at the Trafford Centre.
"On 11 August 2014, Medi Abalimba, of Burton Street, London was charged with several credit card fraud offences," a spokesman for Greater Manchester Police said.
"He appeared at Manchester and Salford Magistrates' Court on the same morning and was remanded into custody."
Kakuta, 23, signed for Chelsea as a teenager in 2007, but has only made six appearances for the Blues. He has had a succession of loan spells with clubs such as Fulham, Bolton and Lazio, and will play for Rayo Vallecano in Spain in the upcoming season.
The player is best known for the fact his signing led to Chelsea being issued with a transfer ban due to the circumstances of his departure from former club Lens.
That ban was subsequently lifted as Chelsea appealed to the Court of Arbitration for Sport, but the Frenchman has struggled to make his mark since.
He only made 11 appearances across loan spells at Fulham and Bolton before finishing the 2010-11 campaign at Dijon in Ligue 1.
A two-year stint in Holland with Vitesse Arnhem saw him finally start to play more regularly, but he then only managed to make a handful of appearances at Lazio after joining them for the second half of last season.
Eurosport / PA Sport
- Sports & Recreation
- Gael Kakuta